UK Stamp Duty Calculator
Calculate Stamp Duty Land Tax (SDLT) in the UK based on property price and buyer type.
Stamp Duty to pay
£2,500.00
Effective rate: 0.83%
Breakdown by band
| Band | Rate | Taxable | Duty |
|---|---|---|---|
| £0 - £250,000 | 0% | £250,000.00 | £0.00 |
| £250,000 - £925,000 | 5% | £50,000.00 | £2,500.00 |
| Total Stamp Duty | £2,500.00 | ||
Property price
£300,000.00
Stamp Duty
£2,500.00
Total cost
£302,500.00
UK Stamp Duty Calculator: calculate your property tax
Stamp Duty Land Tax (SDLT) is the tax paid when purchasing property in England and Northern Ireland. Standard rates range from 0% for properties up to £250,000, 5% from £250,001 to £925,000, 10% from £925,001 to £1,500,000, and 12% above £1,500,000. SDLT is a progressive banded tax, similar to income tax.
First-time buyers enjoy tax relief: no SDLT on the first £425,000 and only 5% between £425,001 and £625,000. This benefit only applies if the total price does not exceed £625,000. Additional property buyers (second homes or buy-to-let) pay a 3% surcharge on each band.
This calculator shows the breakdown by band, total SDLT payable and effective rate. Scotland has its own tax (LBTT) and Wales the LTT, with different bands and rates. Calculations are based on current HMRC rates for 2025/26.
Frequently asked questions
What is Stamp Duty Land Tax (SDLT)?
It is a tax paid when purchasing a property in England and Northern Ireland. It applies to the purchase price and varies by price bands and buyer type.
Do first-time buyers pay less Stamp Duty?
Yes. First-time buyers pay no SDLT on the first £425,000 and only 5% between £425,001 and £625,000. If the price exceeds £625,000, standard rates apply.
What is the additional property surcharge?
If you buy a second home or buy-to-let property, a 3% surcharge applies on top of the standard SDLT rates for each band.
When must Stamp Duty be paid?
SDLT must be paid within 14 days of completion. It is usually handled by your solicitor or conveyancer as part of the purchase process.
Want to learn more? Read our complete guide →