Calculadora PAYE UK

Calcule seu salário líquido no Reino Unido com PAYE e NI.

Monthly take-home pay

£2,276.63

£525.38 per week

Annual take-home

£27,319.60

Total deductions

£7,680.40

Effective tax rate

16.9%

Annual breakdown

ItemAnnualMonthly
Gross salary£35,000.00£2,916.67
Personal allowance£12,570.00£1,047.50
Income Tax4,136.00344.67
National Insurance1,794.40149.53
Pension (5%)1,750.00145.83
Take-home pay£27,319.60£2,276.63

Income Tax bands

Basic rate(20% on £20,680.00)
£4,136.00

National Insurance bands

£12,570 - £50,270(8% on £22,430.00)
£1,794.40
Take-home (78.1%)Tax (11.8%)NI (5.1%)Pension (5.0%)

UK PAYE Tax Calculator: understand your take-home pay

PAYE (Pay As You Earn) is the system used by HMRC to collect Income Tax and National Insurance contributions directly from your salary before you receive it. Your employer deducts the correct amount each pay period based on your tax code, which reflects your Personal Allowance and any adjustments. For the 2025/26 tax year, the standard Personal Allowance is £12,570, meaning you pay no Income Tax on the first £12,570 you earn. However, this allowance tapers by £1 for every £2 earned above £100,000, disappearing entirely at £125,140.

National Insurance (NI) is a separate contribution that funds the State Pension and other benefits. Employee NI contributions for 2025/26 are charged at 8% on earnings between £12,570 and £50,270, and 2% on anything above £50,270. Unlike Income Tax, NI does not have a personal allowance reduction for high earners, making it relatively straightforward to calculate. Pension contributions made through salary sacrifice reduce your taxable income, providing tax relief at your marginal rate.

Student loan repayments are also deducted through PAYE if you earn above the repayment threshold for your plan. Plan 1 (pre-September 2012 in England/Wales, or Northern Ireland) starts at £22,015, Plan 2 (post-September 2012 England/Wales) at £27,295, Plan 4 (Scotland) at £27,660, and the newer Plan 5 (from 2023) at £25,000. All plans charge 9% on earnings above the threshold. These repayments are not tax-deductible.

Perguntas frequentes

O que Calculadora PAYE UK faz?

Calculadora PAYE UK permite que voce Calcule seu salário líquido no Reino Unido com PAYE e NI.. Voce pode usar a ferramenta online gratis e obter resultados em segundos.

Como usar Calculadora PAYE UK?

Insira os dados necessarios, revise o resultado instantaneamente e ajuste os valores conforme o seu caso antes de copiar ou exportar as informacoes.

Quao preciso e o resultado?

A precisao depende das informacoes fornecidas e das regras aplicaveis. Em ferramentas fiscais, trabalhistas ou financeiras, compare o resultado com fontes oficiais ou com um profissional.

Calculadora PAYE UK e gratis?

Sim. Voce pode usar Calculadora PAYE UK gratis no NexTools sem instalar software extra.