Vietnam Social Insurance Calculator
Calculate mandatory social insurance contributions in Vietnam.
Vietnam Social Insurance (BHXH) Calculator
Bao hiem xa hoi (BHXH) la che do bao hiem bat buoc danh cho nguoi lao dong co hop dong lao dong tai Viet Nam. He thong bao hiem gom 3 loai: Bao hiem xa hoi (BHXH), Bao hiem y te (BHYT) va Bao hiem that nghiep (BHTN). Ca nguoi lao dong va nguoi su dung lao dong deu phai dong gop.
Muc dong bao hiem duoc tinh tren luong thang dong bao hiem, voi muc tran la 20 lan muc luong co so (hien tai: {fmtVND(BASE_SALARY)} d x 20 = {fmtVND(INSURANCE_CAP)} d/thang). Nguoi lao dong dong 10,5% va nguoi su dung lao dong dong 21,5%, tong cong 32%.
Frequently asked questions
What types of social insurance exist in Vietnam?
There are three types: BHXH (social insurance, covers retirement, maternity, illness), BHYT (health insurance), and BHTN (unemployment insurance).
How much do the employee and employer pay?
The employee pays 10.5% (BHXH 8% + BHYT 1.5% + BHTN 1%). The employer pays 21.5% (BHXH 17.5% + BHYT 3% + BHTN 1%). Total: 32%.
How is the retirement pension calculated?
Men with 20 years: 45% base + 2% per additional year (max 75%). Women with 15 years: 45% base + 2% per additional year (max 75%). Calculated on average contribution salary.
Can you withdraw social insurance as a lump sum?
Yes, in certain cases: after 1 year without employment, upon reaching retirement age without sufficient years, when emigrating, or due to serious illness. However, you will lose pension rights.