Portugal Net Salary Calculator

Calculate your net salary in Portugal with IRS and Social Security.

Monthly net salary

€1,378.03

including meal allowance (€211.20)

Net without meal allowance

€1,166.83

Annual net estimate

€18,658.82

Monthly breakdown

Gross salary€1,500.00
IRS withholding (24.1%)
-€168.17
Social Security (11%)
-€165.00
Meal allowance (22 x €9.60)+€211.20
Net salary€1,378.03
IRS withholding (24.1%)
Social Security (11%)
Net without meal allowance

Estimated employer cost

Gross salary€1,500.00
Employer Social Security (23.75%)€356.25
Meal allowance€211.20
Total€2,067.45

Planning estimate for a resident employee in mainland Portugal. It models 2026 withholding tables for a single worker or a married household with two earners, plus the current meal-allowance tax exemption of EUR 6.00 in cash or EUR 10.20 by meal card. Real payslips may differ by regime, region, or additional payroll items.

Portugal net salary calculator: gross to net with IRS and Social Security

Net salary in Portugal is gross salary minus Social Security contributions (11% for employees) and IRS withholding. Monthly IRS withholding is calculated using official tables published annually by the government.

Withholding tables depend on marital status, number of dependents, filing profile, and income bracket. The meal allowance, very common in Portugal, is currently tax-free up to 6.00 EUR/day in cash or 10.20 EUR/day via meal card; any excess becomes taxable.

Portugal usually has 14 salary payments per year: 12 monthly payments plus Christmas subsidy and vacation subsidy. Meal allowance is often paid only on working months, so annual net pay can differ from a simple monthly-times-14 estimate.

Frequently asked questions

How much does Social Security deduct in Portugal?

Employees pay 11% of their gross salary to Social Security. The employer pays an additional 23.75% on top of the worker's gross salary.

What is the meal allowance (subsidio de refeicao)?

It's a common salary supplement in Portugal that is tax-free up to the current limit of 6.00 EUR/day in cash or 10.20 EUR/day via meal card. Amounts above that threshold become taxable and subject to Social Security.

How is IRS withholding calculated on payroll?

Monthly withholding is calculated using tables published by the Portuguese government. It depends on gross salary, marital status, number of dependents, and whether filing is joint or individual.

How many salary payments are there in Portugal?

Portugal has 14 payments: 12 monthly plus Christmas subsidy (November) and vacation subsidy (before the vacation period). Both subsidies equal one month's base salary.