UK PAYE Rechner
Berechne dein Nettogehalt in Großbritannien mit PAYE und NI.
Monthly take-home pay
£2,276.63
£525.38 per week
Annual take-home
£27,319.60
Total deductions
£7,680.40
Effective tax rate
16.9%
Annual breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross salary | £35,000.00 | £2,916.67 |
| Personal allowance | £12,570.00 | £1,047.50 |
| Income Tax | -£4,136.00 | -£344.67 |
| National Insurance | -£1,794.40 | -£149.53 |
| Pension (5%) | -£1,750.00 | -£145.83 |
| Take-home pay | £27,319.60 | £2,276.63 |
Income Tax bands
National Insurance bands
UK PAYE Tax Calculator: understand your take-home pay
PAYE (Pay As You Earn) is the system used by HMRC to collect Income Tax and National Insurance contributions directly from your salary before you receive it. Your employer deducts the correct amount each pay period based on your tax code, which reflects your Personal Allowance and any adjustments. For the 2025/26 tax year, the standard Personal Allowance is £12,570, meaning you pay no Income Tax on the first £12,570 you earn. However, this allowance tapers by £1 for every £2 earned above £100,000, disappearing entirely at £125,140.
National Insurance (NI) is a separate contribution that funds the State Pension and other benefits. Employee NI contributions for 2025/26 are charged at 8% on earnings between £12,570 and £50,270, and 2% on anything above £50,270. Unlike Income Tax, NI does not have a personal allowance reduction for high earners, making it relatively straightforward to calculate. Pension contributions made through salary sacrifice reduce your taxable income, providing tax relief at your marginal rate.
Student loan repayments are also deducted through PAYE if you earn above the repayment threshold for your plan. Plan 1 (pre-September 2012 in England/Wales, or Northern Ireland) starts at £22,015, Plan 2 (post-September 2012 England/Wales) at £27,295, Plan 4 (Scotland) at £27,660, and the newer Plan 5 (from 2023) at £25,000. All plans charge 9% on earnings above the threshold. These repayments are not tax-deductible.
Häufig gestellte Fragen
Was macht UK PAYE Rechner?
UK PAYE Rechner hilft Ihnen dabei, Berechne dein Nettogehalt in Großbritannien mit PAYE und NI.. Sie konnen das Tool kostenlos online nutzen und in Sekunden ein Ergebnis erhalten.
Wie verwende ich UK PAYE Rechner?
Geben Sie die erforderlichen Daten ein, prufen Sie das Ergebnis sofort und passen Sie die Werte an Ihren Fall an, bevor Sie die Informationen kopieren oder exportieren.
Wie genau ist das Ergebnis?
Die Genauigkeit hangt von Ihren Eingaben und den angewendeten Regeln ab. Bei Steuer-, Lohn-, Rechts- oder Finanztools sollten Sie das Ergebnis mit offiziellen Quellen oder einem Fachmann abgleichen.
Ist UK PAYE Rechner kostenlos?
Ja. Sie konnen UK PAYE Rechner auf NexTools kostenlos nutzen, ohne zusatzliche Software zu installieren.
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