May tinh Superannuation Uc
Du bao so du huu tri Superannuation tai Uc voi dong gop SG va tang truong dau tu.
SG contribution (12%): A$10,200.00/year
Projected super balance at retirement
A$2,303,863
In 37 years (age 67)
Estimated monthly income (4% rule)
A$7,680/month
SG contributions
A$377,400
Extra contributions
A$0
Investment growth
A$1,876,463
May tinh Superannuation Uc
Superannuation Guarantee (SG) la he thong tiet kiem huu tri bat buoc cua Uc. Nguoi su dung lao dong dong 11,5% luong gop.
Voi ty le tang truong trung binh 7%/nam, tien dau tu gap doi khoang moi 10 nam. Dong gop tu nguyen bo sung co tac dong lon.
Quy tac 4% de xuat rut 4% so du hang nam khi nghi huu. Tuoi truy cap la 60 (sinh sau 1/7/1964) hoac 65 khong dieu kien.
Câu hỏi thường gặp
Superannuation Guarantee (SG) la gi?
SG la khoan dong gop bat buoc cua nguoi su dung lao dong vao quy huu tri, hien tai la 11,5% luong gop.
May tuoi co the rut super?
Tuoi bao ton la 60 cho nguoi sinh sau 1/7/1964. Rut khong dieu kien o tuoi 65.
Co the dong gop tu nguyen khong?
Co. Dong gop uu dai (truoc thue, toi da 30.000 A$/nam) hoac khong uu dai (sau thue, toi da 120.000 A$/nam).
Loi nhuan trung binh cua super la bao nhieu?
Loi nhuan trung binh lich su cua quy can bang la khoang 7%/nam truoc phi.